Friday, June 1, 2018

6A – Identifying Opportunities in Economic & Regulatory Trends


Found: JP Morgan Chase
Opportunity: Natural disasters have destroyed areas all over the world recently. I will specifically talk about the rebuilding occurring in Florida and Texas. This is going to boost the construction sector through the next few years.
Prototypical customer: Construction workers and companies. People needing to rebuild
Exploit? This will be easy to exploit because the GDP, construction industry and people with damage from natural disasters are benefiting.
Why? I find this interesting because I currently live in an area that needs a little rebuilding and am seeing construction crews everywhere. There is not a lack of construction crews here in SW Florida.

Opportunity: The regulation of CO2 emissions is going to become one of the main focuses of the shipping industry. This comes from trying to develop world regulations and standards for the global industry. No specific regulation of this on the global realm, but this would be beneficial to all people as it would benefit the environment.
Prototypical customer: shipping industry, people receiving global shipments, and all people being impacted by the changes in the environment
Exploit? This would be easy to exploit; however, it will be hard to get the global shipping industry to agree on something unless there are incentives involved.
Why? I see this opportunity as global shipping becomes more common and the environment of the world see less positive changes.

Opportunity: This opportunity exists because people are working and receiving lower wages than they should be. With the low unemployment, wages should be higher than they are. This opportunity may exist because normal working Americans are not keeping up with the skills needed to keep up with the new jobs being created.
Prototypical customer: workers not receiving the wages that parallel with the trend of low unemployment.
Exploit? I believe this issue will be hard to exploit considering the people it is affecting.
Why? Living expenses in the area I live in are high and the people working in the area are not making enough money to support their family. I see this happening in my extended family and with friends.

Found: http://www.rasmussen.edu/degrees/health-sciences/blog/federal-healthcare-laws/
Opportunity: Insurance companies use two different reviews of a patient when they get treatment. Concurrent reviews happen while the patient is getting the treatment, and retrospective reviews happen after the patient gets the treatment. If the reviewer finds the patient did not really need a treatment they got, the insurance company can take back their payment. There are facts given about this opportunity.
Prototypical customer: Those who are customers of the insurance company.
Exploit? This will be easy to exploit because of the amount of insurance companies out there.
Why? I recently had a conversation with my aunt who is a Physician’s Assistant about this topic. I did not know that the insurance company could take back payment on a treatment you get, if they believe its not sufficient.

2 comments:

  1. Hi Hayley,
    I like how you highlighted the damage of CO2 emissions because it is extremely important, yet I have never considered its impact from the shipping industry. I also found your analysis of JP Morgan Chase's construction opportunity to be an insightful spin on the tremendous impact from natural disasters. You have done thorough work in comparing the different opportunities from both the regulatory and economic perspectives. Hopefully we will see wages rise eventually!

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  2. Hi, Hayley! You picked very interesting articles to cover! As Mitchell mentioned, I have never thought about how the shipping industry would affect CO2 emissions and vice versa. Regarding the wages, it is surprising to hear that people aren’t keeping up with skills, since the internet makes it easier than ever to gain the tools needed to make a resume shine. I know you can even take coding classes now via internet. Great work!

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